The category of artisan contractors, also known as casual contractors, includes many occupations that involve skilled work with tools at the customer’s premises. Carpentry Contractors, Plumbing Contractors, HVAC Contractors, Electrical Contractors, Concrete Contractors, Masonry Contractors, Drywall Contractors, Painting Contractors, Welding Contractors, Roofing Contractors, Fencing Contractors and Landscaping Contractors are some of them. Also included are diverse other skilled service providers, such as carpet cleaners, janitors and exterminators.
As the owner of a DC Contractor business, your life is busy. Your company may service residential customers, commercial customers, government buildings and more. It is stressful enough to keep track of installation and maintenance schedules for employees and customers. The last thing your business needs is to worry about potential legal issues, accidents, injuries and natural disasters. Commercial small business insurance packages can be tailored to fit your VA Contractor business’s exact needs, and grow with the company as it grows.
Protects your contracting company from legal claims that might arise from accidents, as well as damages that can occur to your business assets. For example, if a customer's home or office receives damage as a result of your work, your contracting company could be legally obligated to pay for the subsequent damages and expenses. With general liability coverage, the insurance policy takes care of those claims instead.
A business owners insurance policy (BOP) provides you with tangible and intangible property protection as well as general liability. A BOP can be customized to fit the way you operate your specific DC Contracting business.
Traveling to your customer’s jobsite to perform contracting repairs and services puts your company at risk of having auto accidents. A commercial auto policy protects you from losses, damages and medical bills that may arise.
Each state in the country requires you to carry coverage for your employees. This insurance pays their medical expenses if they are ever hurt while working.
Let the Watson and Watson Insurance Agency of Gaithersburg MD help you understand and protect all the risks you run and all the perils your contracting business faces. We will do this with a well thought out and executed business insurance policy designed just for our DC Contractor Insurance policy holders.